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Buying property in Saudi Arabia as an international Muslim buyer follows a clear journey. There are six stages, from getting digitally set up in the Kingdom through to owning and managing your property. Here is what each stage actually involves.
First, check the designated ownership zones in Makkah and Madinah — the government-approved areas where non-Saudi Muslims can own property.
Before anything else, you need to exist in Saudi Arabia’s digital systems. On a tourist visa, your passport and visa unlock everything in this stage, and each step feeds the next.
The official Saudi Properties portal is the single channel for non-Saudi ownership. This stage confirms you can buy and narrows down where.
Before money moves, the project and developer deserve scrutiny. Most protections exist before you sign, not after.
Once you have chosen, the property is secured and your ownership application goes through the official channel.
Completion in Saudi Arabia is digital end to end: approved payment channels, government fees, then the title in your name.
The purchase is the beginning. Owning from abroad works well with the right arrangements in place.
Beyond the purchase price, non-Saudi buyers should budget for the 5% Real Estate Transaction Tax plus the 2% non-Saudi transfer fee set by the July 2026 executive regulations for Riyadh, Jeddah, Makkah and Madinah, along with independent legal fees. The full breakdown is in our costs guide.
The framework is new and procedures continue to be refined by the authorities. The Saudi Properties portal and the official apps are the authoritative reference at each step, and our guides are updated as requirements change.
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